Net Worth Tracker
Track assets, liabilities, and net worth locally with flexible account fields, currency selection, history snapshots, and CSV export.
Assets
Liabilities
Save your first snapshot to start the history chart.
What Is a Net Worth Tracker?
A net worth tracker gives you a single number that summarises your financial position: total assets minus total liabilities. This tool provides fields for cash, wallets, investments, crypto, retirement accounts, and real estate on the asset side, and credit cards, loans, and mortgage on the liability side. Enter your balances, save a snapshot, and watch the history chart over time. Everything runs in the browser with no bank connections, no login, and no cloud sync. You can export your history as a CSV for spreadsheet analysis. It is a lightweight alternative to full budgeting apps for people who just want to answer the question: am I moving in the right direction?
How to Use the Net Worth Tracker
Select your currency, then fill in each asset field with your current balance: cash on hand, wallet or transfer-app balances, investment accounts, crypto holdings, retirement funds, and real estate equity. Switch to liabilities and enter credit card balances, outstanding loans, and mortgage remaining. The tool computes your net worth instantly. Click Save Snapshot to record today's numbers. Return weekly or monthly to add new snapshots and the history chart will show your trend over time. Use Export CSV to back up the data or import it into a spreadsheet for deeper analysis.
Why Tracking Net Worth Beats Tracking Spending
Budgeting apps focus on where money goes each month, which is useful but can miss the bigger picture. Net worth captures everything: savings growth, debt reduction, investment gains, and property equity in a single trend line. A month where you spent heavily on a loan repayment might look bad in a budget app but great on a net worth chart because your liabilities dropped. Checking net worth monthly creates a feedback loop that motivates long-term decisions like increasing retirement contributions or paying down high-interest debt. It takes two minutes a month and gives you a clearer financial compass than any expense tracker alone.
Frequently Asked Questions
Does TeaFun connect to my bank?
No. This tracker is manual-only by design. Your balances stay private because you never have to link bank credentials.
Where is the history stored?
History snapshots are stored in local browser storage on your device. Export CSV if you want an extra backup.
What should I put in the retirement and wallet fields?
Use them for pension, retirement, e-wallet, or instant-transfer balances that do not fit your main cash or investment fields.
Use this tool inside a bigger workflow
These collections group follow-up tools and guides that commonly belong in the same job.
Browse same tags
Jump to other tools that share the same workflow, format, or use case.